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    Free appointment

    Personal mortgage advice with the convenience of online

    100% independent and certified mortgage advisor specialized in expat mortgages
    We compare áll banks on interest rates and terms to guarantee the best deal
    We have helped over 10.000 customers to get the best mortgage
    Schedule a free appointment
    Calculate maximum mortgage
    expat mortgage

    What's your situation?

    Buying my first home

    Are you looking to buy your first home in the Netherlands? We're here to guide you through the entire mortgage process. From the first appointment to the signing of your mortgage at the notary.

    Buying my first home

    Buying my next home

    Looking to buy your next home? Our certified mortgage advisors are here to help. It’s what we do, all day every day, where we help you to keep the best interest rates and terms.

    Buying my next home

    We've helped over 10.000 people to find a new home

    Kiyoh
    1287 beoordelingen
    Rating Image 9.6
    Great communication and timely and knowledgable guidance throughout the process.

    We had a very positive experience working with Frits. Ronald Verheijen was an excellent mortgage advisor, responsive and supportive. He guided us thro...

    Mira uit Amsterdam
    --
    Great experience

    We had a pleasant experience. everything was quick and Frits are always responsive.

    Markeev Pavel uit Amsterdam
    --
    Reliable and fast assistance through the most exciting purchase of our lives!

    Me and my partner decided to work with Frits after hearing about our friends' very positive experience working with them. Eduard, our mortgage advisor...

    Serenay uit Amsterdam
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    Friendly yet professional service

    I had an fantastic experience with Ronald. Great advice, always on point, and very efficient. Ronald patiently answered all of my (newbie) questions a...

    Fotos uit Amsterdam
    --
    Awesome

    Super Quick and Efficient

    Gopi uit Hilversum
    --
    Efficient and friendly service

    I could not be more satisfied with all the tremendously efficient work of Eline as my mortgage advisor. She was willing to sort out my first mortgage ...

    Devian Parra uit Voorburg
    --
    Marcel made us feel incredibly at ease throughout the process

    As this was our first time buying a house and arranging a mortgage, in addition to my partner not speaking Dutch, we were a bit nervous going into the...

    Joy uit Rotterdam
    --

    Closing a mortgage in the Netherlands: here's what you need to know

    As an expat, getting a mortgage in the Netherlands can feel complicated. The rules and paperwork may be different from what you're used to. But don’t worry, you're not alone. We are experienced mortgage advisors who understand the specific challenges expats face. We know the questions you have and are here to help you navigate the process.

    Schedule a free appointment
    1
    Calculation
    Calculation

    Get an indication of your mortgage

    Before you can determine the price range for your future home, it's essential to calculate your maximum mortgage. Use one of our excellent tools to do this, offering the same competitive rates as those available from Dutch banks.

    2
    House hunting
    House hunting

    Looking for your future home

    Now that you know your price range, you can begin searching for your future home. Explore various websites like Funda or get in touch with an estate agent.

    3
    Free first appointment
    Free first appointment

    Consultation with a mortgage advisor

    During this online session, our advisors will assess your credibility and explain everything you need to know about buying a house in the Netherlands. 

    4
    Found your new home?
    Found your new home?

    Make an offer!

    Once you've calculated your maximum mortgage and found your future home, it's time to make an offer. You can either work with an independent estate agent who will negotiate on your behalf or handle the process yourself. To support you, we offer our Bid Insurance, which allows you to bid confidently without financial contingencies, significantly increasing  your chances of success.

    5
    Advice
    Advice

    Finalising Your Mortgage

    Is your offer accepted? In a follow-up consultation with your trusted mortgage advisor, we'll calculate the best banks and rates tailored to your situation. Of course we will also take the 30% ruling into account. Our analysis compares all available options, offering the same competitive rates as the banks.

    6
    Documents
    Documents

    Providing mortgage documents to the bank

    To secure your mortgage, you'll need to provide quite a few documents. We'll guide you through this process: we make sure the right documents get to the bank on time and that the application process goes as smoothly as possible. After all, it's already nerve-wracking enough.

    7
    Notary
    Notary

    To the notary

    Now that the application is approved, all you need to do is visit the notary to make it official. We have a network of trusted notaries you can choose from. Prefer to choose your own notary? That's absolutely fine. Most notaries can also provide a translator. Cheers to that!

    We are Frits

    42 smart minds who help people every day with one of the most important decisions in their lives: finding the right mortgage. Our nifty calculation tools put you in the driver's seat of your financial future. Our advisors are there for understandable mortgage advice and are always on standby to answer any questions. We do all this from our office in Amsterdam. Since 2015, we've helped over 10,000 happy customers land the best mortgage for their unique situation.

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    We compare all banks interest rates and terms

    So you can get the same competitive rates as directly at the bank. 

    Compare all interest rates

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